body {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	font-style: normal;
	line-height: normal;
	font-weight: normal;
	background-color: #FFFFFF;
	margin-top: 0px;
/*	background-image: url(snowflake_background.gif); */
    background-image: url(images/richbluebg.gif); 
    background-repeat: repeat-x;
	background-attachment:fixed;

}
.navmenubg {
	background-image: url(images/bg_menu.gif);
	background-repeat: repeat-x;
	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
}


p {
	line-height: 20px;
	margin-left: 15px;
	margin-right: 15px;
}
.faqhd {
	font-weight: bolder;
	border: thin dashed #000000;
	padding: 5px;
}
.mainbdyhd {
	font-size: 36px;
	font-weight: bold;
	color: #990000;
	background-position: center;
	text-align: center;
}
.tstmnlbold {
	font-weight: bold;
	color: #990000;
}
.maintable {
	border: thin solid #000000;
	background-color: #FFFFFF;
	margin-left:auto; 
	margin-right:auto;
}
.mainsubhdr {
	font-weight: bold;
	color: #990000;
}
.foottext {
	font-size: 12px;
	font-style: normal;
	color: #CCCCCC;
	background-position: center;
	line-height: 24px;
	font-weight: bold;
	text-align: center;
}
#nav-menu ul
{
	list-style: none;
	padding: 0px;
	margin: 5px 35px;
	background-image: url(images/bg_menu.gif);
	background-repeat: repeat-x;
}

#nav-menu li
{
	margin-top: 0px;
	margin-right: 25px;
	margin-left: 10px;
    float: left;

}

#nav-menu li a
{
background: bottom left repeat-x;
height: 2em;
line-height: 2em;
display: block;
color: #FFFFFF;
text-decoration: none;
float: left;

}

#nav-menu li a:hover
{
background: bottom left repeat-x;
height: 2em;
line-height: 2em;
display: block;
color: #FFFFFF;
text-decoration: underline;
float: left;

}
/* Hide from IE5-Mac \*/
#nav-menu li a
{
float: none
}
/* End hide */